tag:blogger.com,1999:blog-82539916345914550182024-02-20T12:38:29.394-08:00Jual Beli aki (accu) baru/bekassabrihttp://www.blogger.com/profile/17483074973787207139noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-8253991634591455018.post-43437991426383319792008-12-02T21:56:00.000-08:002008-12-20T07:59:27.287-08:00NTU<div align="center"><span><strong><span><i><span><span style="color: rgb(255, 102, 0);"><span style="font-size:180%;">ACCU SELEKTIF</span></span></span></i></span></strong></span><span><strong><span><span><br /></span></span></strong></span><strong><span><span><span>(Terpercaya dan Menguntungkan)</span></span></span></strong><span><strong><span><span><br /><br /><br /></span></span></strong></span><span><strong><span><span><div align="left"><br /></div><div align="left"><span><span><span style="font-size:180%;">B</span></span><span><strong>ingung kenapa harga jual </strong></span></span><span><strong><span>aki</span></strong></span><span><span><strong> kok lebih murah daripada harga belinya ???<br /><br /><div align="right"><span style="font-size:180%;"><span>A</span>ki</span> rusak mau dibuang ??<br /><span><span style="font-size:180%;">JANGAN DIBUANG !!!</span></span><span><br /></span></div><div align="right"><br /></div><div align="center"><br /></div></strong></span></span><div align="center"><span style="color: rgb(204, 0, 0);"><span>AKI BEKAS ANDA AKAN KAMI HARGAI DENGAN HARGA TINGGI<br /><span>(KAMI TERIMA DALAM KONDISI APAPUN)</span></span></span><span><br /></span><br /><br /><div align="right"><span>K<span>ami juga menjual aki baru dan bekas (seken) dengan harga yang ekonomis tentunya...</span></span><br /></div><div align="left"><span><span><br /></span></span><span style="color: rgb(153, 0, 0);"><span style="font-size:180%;"><span><span>Aki seken-pun kami beri garansi</span></span> <span><span>2bulan</span></span>...</span></span><br /><br /></div><br /><span><span style="font-size:130%;"><i><span style="color: rgb(0, 0, 153);">Untuk informasi lebih lanjut hubungi:</span></i></span><br /></span><br /><span><span>Sabri (08151602202)</span></span><span><span><br /></span></span><span><span>e-mail: sabri_w4j@yahoo.com<br /></span></span><span><span><br />atau<br /><br />Wilhan (081410088210)<br /></span></span><span><br /><br /></span><span><span style="color: rgb(0, 0, 153);"><span style="font-size:130%;">Alamat:</span></span></span><span><br /></span><span><span>Kemayoran H.Ung jl. R no. J-5 (Kelurahan Utan Panjang)<br />Jakarta Pusat 10650</span></span><span><br /></span><br /></div></div></span></span></strong></span></div>sabrihttp://www.blogger.com/profile/17483074973787207139noreply@blogger.com0tag:blogger.com,1999:blog-8253991634591455018.post-32513401143365961782008-10-09T19:35:00.000-07:002008-12-19T13:55:21.145-08:00<h1 class="firstHeading">How to Use Investment Banking</h1> <p>Investment banks - Investment banking helps companies and governments and their agents to raise money by issuing and selling securities/shares in the markets. They assist public and private corporations in raising funds in the capital markets, as well as in providing strategic advisory services for mergers, acquisitions and other types of financial transactions.</p><p><br /></p><h2><span>Steps</span></h2> <ol><li>Approach your selected Investment bank, ask for an Investment consultation.</li><li>Ask the Investment Banker about the financial services such as mergers and acquisition advice, underwriting, public debt and equity securities, equity securities in private markets.</li><li>You may want to just invest in a new company and stick with a solo investment strategy.</li><li>You may want to invest in a number of investments, that will vary in type of company product or stocks and shares portfolios. Ask your investment banker about spread investments.</li><li>Ask about Investment management, either for corporate pension funds, charities, private clients, either via direct investment for the more wealthy or via unit and investment trusts. (In the larger firms, the value of funds under management runs into many billions of pounds)</li></ol> <p><br /></p> <div id="tips"> <a name="Tips" id="Tips"></a> <h2><span class="editsection1"></span><span>Tips</span></h2> <ul><li>The aim of an Investment bank is to become a trusted advisor to their clients in all aspects of their business and personal investments. Investment Banks assist their clients as they interact with the financial markets, consider capital formation and preservation, and analyze strategic alternatives.</li><li>They provide Corporate Finance and advisory work, normally in connection with new issues of securities for raising finance, take-overs, mergers and acquisitions.</li><li>They may offer to build an Investment Portfolio in Securities trading, in equities, bonds or derivatives and offering broking and distribution facilities.</li><li>Investment banks may help Governments to fund projects like new roads, dams or house building. These tend to be long term investments so be mindful if you are looking for a quick return!</li></ul></div>sabrihttp://www.blogger.com/profile/17483074973787207139noreply@blogger.com0tag:blogger.com,1999:blog-8253991634591455018.post-62120208295287597702008-09-07T07:17:00.001-07:002008-12-19T13:55:21.146-08:00Investment<p><span><b>Investment</b> or <b>investing</b></span> is a term with several closely-related meanings in <span class="mw-redirect">business management</span>, finance and economics, related to <span class="mw-redirect">saving</span> or deferring consumption.</p> <p>Investment is the choice by the individual to risk his savings with the hope of gain. Rather than store the good produced, or its money equivalent, the investor chooses to use that good either to create a durable consumer or producer good, or to lend the original saved good to another in exchange for either interest or a share of the profits.</p> <p>In the first case, the individual creates durable consumer goods, hoping the services from the good will make his life better. In the second, the individual becomes an entrepreneur using the resource to produce goods and services for others in the hope of a profitable sale. The third case describes a lender, and the fourth describes an investor in a share of the business.</p> <p>In each case, the consumer obtains a durable asset or investment, and accounts for that asset by recording an equivalent liability. As time passes, and both prices and interest rates change, the value of the asset and liability also change.</p> <p>An asset is usually purchased, or equivalently a deposit is made in a bank, in hopes of getting a future <span class="mw-redirect">return</span> or interest from it. The word originates in the Latin "vestis", meaning garment, and refers to the act of putting things (money or other claims to resources) into others' pockets. See <span class="external text">Invest</span>. The basic meaning of the term being an asset held to have some recurring or capital gains. It is an asset that is expected to give returns without any work on the asset per se.</p>sabrihttp://www.blogger.com/profile/17483074973787207139noreply@blogger.com0tag:blogger.com,1999:blog-8253991634591455018.post-84012458720670206922008-09-07T07:16:00.001-07:002008-12-19T13:55:21.146-08:00Types of investments<h2><span class="mw-headline"><br /></span></h2> <p>The term "investment" is used differently in economics and in finance. Economists refer to a real investment (such as a machine or a house), while financial economists refer to a financial asset, such as money that is put into a bank or the market, which may then be used to buy a real asset.</p><p>Broadly speaking, there are six main types of investments available in the Australian marketplace: <table border="0" width="98%"><tbody><tr><td valign="baseline" width="3%"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td width="97%">Cash & Fixed Interest investments</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Bonds</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Shares</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td> Property</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Managed funds</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Superannuation</td></tr></tbody></table> </p><p><span class="body_sub_heading"><a name="cash"></a>Cash & Fixed Interest investments</span><br />Cash investments are the most common form of investment in Australia, encompassing products such as bank accounts, term deposits and Cash Management Trusts.</p> <p>The appeal is that they provide easy access to your money when you need it, and there’s no chance you could lose any capital – so they’re very secure.</p> <p>However, whilst they do offer security, they usually provide very little income and no capital growth. So they can actually be quite risky over the long-term because inflation eats away at the value of your investment.</p> <p>For most investors, these products are suitable for: <table border="0" width="98%"><tbody><tr><td valign="baseline" width="3%"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Use as a transaction account</td></tr><tr><td valign="baseline" width="3%"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Keeping cash on hand for short-term expenses and emergencies</td></tr><tr><td valign="baseline" width="3%"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Short-term savings where you cannot afford any risk to your capital</td></tr></tbody></table> </p><p><br /></p> <p><span class="body_sub_heading"><a name="bonds"></a><span><span>Bonds</span></span></span><br />Bonds are a loan made to either a government or a corporate organisation – you “loan” your money for a set amount of time at a predetermined interest rate (either a fixed rate or at a fixed level above a variable rate) and receive a steady income stream through regular interest payments.</p> <p>Bonds can be traded at prices that reflect prevailing interest rates. At the end of the term, you receive a payment equal to the bond’s face value.</p> <p>Whilst bonds generally provide a more attractive return than cash, they do carry higher risk. The price of a bond rises as interest rates fall, and falls as interest rates rise. If interest rates rise sufficiently, it is possible to obtain a negative investment return.</p> <p>Bonds are generally suited to investors who are seeking a higher return than is available from cash, but who are still seeking a low risk investment. </p> <p><br /></p> <p><span class="body_sub_heading"><a name="shares"></a><span>Shares</span></span><br />Shares (also known as “equities” or “stocks”) represent ownership in a company. When you buy a share, you become a part owner in the company and become entitled to share in its future value and profits. </p> <p>Shares offer growth to investors in two key ways: <table border="0" width="98%"><tbody><tr><td valign="baseline" width="3%">1.</td><td width="97%">As the overall value of the company increases, the value of your shares also increases.</td></tr><tr><td valign="baseline">2.</td><td>Companies can also elect to pay part of their profits to shareholders as an income payment, rather than reinvesting all profits back into the company. These income payments are known as “dividends”.</td></tr></tbody></table> </p><p>One of the major advantages of dividends is that they can be very tax effective. If you invest in an Australian company that has already paid tax on its profits, tax credits (known as franking credits) may be attached to the dividends the company pays to you. These franking credits can be used to offset tax payable by you, on other income. In addition, shares held for more than 12 months qualify for a 50% discount on any capital gains tax payable.</p> <p>As shares are simply little parcels of companies, they have the potential to generate very high investment returns. However, they also have the potential to fall in value if the company’s performance falters. </p> <p>Shares are generally best suited to investors who: <table border="0" width="98%"><tbody><tr><td valign="baseline" width="3%"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td width="97%">Want to build up a solid nest egg for medium and long term savings goals</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Have a longer investment timeframe (5-7 years +)</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Are comfortable with some volatility in their investment value over the short-term, in exchange for higher returns over the long-term.</td></tr></tbody></table> </p><p><br /></p> <p><span class="body_sub_heading"><a name="property"></a><span><span>Property</span></span></span><br /> Property is one asset class that most Australians are already very familiar with. </p> <p>Property investment offers value to investors in two ways: <table border="0" width="98%"><tbody><tr><td valign="baseline" width="3%">1.</td><td width="97%">Properties increase in capital value over time as house and land prices rise.</td></tr><tr><td valign="baseline">2.</td><td> You earn rental income from your tenants.</td></tr></tbody></table> </p><p>Like shares, property prices fluctuate and have periods of sustained high returns and sustained low returns, so property is generally only suitable as a long-term investment.</p> <p>Property is generally best suited to investors who: <table border="0" width="98%"><tbody><tr><td valign="baseline" width="3%"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td width="97%">Don’t require “emergency” access to their money</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Have a long-term investment timeframe (5-7 years +)</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Have the ability to meet mortgage repayments in the event that interest rates rise or when they have difficulty finding tenants</td></tr></tbody></table> </p><p><br /></p> <p><span class="body_sub_heading"><a name="funds"></a><span><span>Managed funds</span></span></span><br />Managed funds work by pooling lots of individual investors’ money together and buying a large number of different assets (which may include shares, property, bonds and fixed interest). </p> <p>Professional fund managers decide what percentage of the fund should be invested in each asset class, and also which countries, industries and companies have the best prospects for good returns.</p> <p>Each investor then receives “units” in the fund, with each unit representing a mix of all the underlying assets.</p> <p>There is a wide range of different types of managed funds available – some offer access to one or two asset classes, and others offer a mix of everything. Some managed funds also allow you to mix the actual fund managers that select and maintain the underlying investments. </p> <p>The specific investment style and process of each fund is outlined in its Product Disclosure Statement (PDS).</p> <p>Managed funds are an ideal option for people who are: <table border="0" width="98%"><tbody><tr><td valign="baseline" width="3%"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td width="97%">New to investing</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Happy to outsource the selection of investments to professional manager/s</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Have a small initial amount to invest (with the option to make regular additional contributions)</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>Seeking investment diversification to minimise risk.</td></tr></tbody></table> </p><p><br /></p> <p><span class="body_sub_heading"><a name="super"></a><span><span>Superannuation</span></span></span><br />Superannuation (super) is an investment vehicle set up specifically to hold your retirement savings.</p> <p>Depending on your super fund, you can invest in a wide range of underlying assets, including shares, property, bonds, fixed interest and managed funds. In fact, you can invest in almost all the same assets you can access outside super, but with a range of attractive tax advantages.</p> <p>The key difference is that super is restricted for use in retirement – so it’s not suitable for saving for pre-retirement goals.</p> <span>Super is a good investment option for: </span> <table border="0" width="98%"><tbody><tr><td valign="baseline" width="3%"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td width="97%">Savings made solely for funding your retirement</td></tr><tr><td valign="baseline"><img src="http://www.count.com.au/Images/blue_dot.gif" height="12" width="12" /></td><td>People seeking to reduce their tax</td></tr></tbody></table>sabrihttp://www.blogger.com/profile/17483074973787207139noreply@blogger.com0tag:blogger.com,1999:blog-8253991634591455018.post-35665537693160867892008-09-07T07:14:00.000-07:002008-12-19T13:55:21.146-08:00Finance<h3><span class="mw-headline"><br /></span></h3> <p>In finance, investment=cost of capital, like buying securities or other monetary or paper (financial) assets in the money markets or capital markets, or in fairly liquid real assets, such as gold, real estate, or collectibles. Valuation is the method for assessing whether a potential investment is worth its price. Returns on investments will follow the risk-return spectrum.</p> <p>Types of financial investments include shares, other equity investment, and bonds (including bonds denominated in foreign currencies). These financial assets are then expected to provide income or positive future cash flows, and may increase or decrease in value giving the investor capital gains or losses.</p> <p>Trades in contingent claims or <i>derivative securities</i> do not necessarily have future positive expected cash flows, and so are not considered assets, or strictly speaking, securities or investments. Nevertheless, since their cash flows are closely related to (or derived from) those of specific securities, they are often studied as or treated as investments.</p> <p>Investments are often made indirectly through intermediaries, such as banks, mutual funds, pension funds, insurance companies, collective investment schemes, and investment clubs. Though their legal and procedural details differ, an intermediary generally makes an investment using money from many individuals, each of whom receives a claim on the intermediary.</p>sabrihttp://www.blogger.com/profile/17483074973787207139noreply@blogger.com0tag:blogger.com,1999:blog-8253991634591455018.post-35530792334292684822008-09-07T07:13:00.000-07:002008-12-19T13:55:21.147-08:00Personal finance<h3><span class="mw-headline"><br /></span></h3> <p>Within personal finance, money used to purchase <span class="mw-redirect">shares</span>, put in a collective investment scheme or used to buy any asset where there is an element of capital risk is deemed an <i>investment</i>. Saving within personal finance refers to money put aside, normally on a regular basis. This distinction is important, as investment risk can cause a capital loss when an investment is realized, unlike <span class="mw-redirect">saving(s)</span> where the more limited risk is cash devaluing due to inflation.</p> <p>In many instances the terms <i>saving</i> and <i>investment</i> are used interchangeably, which confuses this distinction. For example many deposit accounts are labeled as <i>investment accounts</i> by banks for marketing purposes. Whether an asset is a saving(s) or an investment depends on where the money is invested: if it is cash then it is savings, if its value can fluctuate then it is investment.<span><span> </span></span><br /></p>sabrihttp://www.blogger.com/profile/17483074973787207139noreply@blogger.com0tag:blogger.com,1999:blog-8253991634591455018.post-30350744009301143792008-09-07T06:55:00.001-07:002008-12-19T13:55:21.147-08:00Economics<h3><span class="mw-headline"><br /></span></h3> <p>In economics, investment is the production per unit time of <span class="mw-redirect">goods</span> which are not consumed but are to be used for future production. Examples include tangibles (such as building a <span class="mw-redirect">railroad</span> or factory) and intangibles (such as a year of schooling or on-the-job training). In measures of national income and output, <b>gross investment</b> <i>I</i> is also a component of Gross domestic product (GDP), given in the formula <i>GDP = C + I + G + NX</i>, where C is consumption, G is government spending, and NX is net exports. Thus investment is everything that remains of production after consumption, government spending, and exports are subtracted.</p> <p><i>I</i> is divided into non-residential investment (such as factories) and residential investment (new houses). <b>Net investment</b> deducts depreciation from gross investment. It is the value of the net increase in the capital stock per year.</p> <p>Investment, as production over a period of time ("per year"), is not capital. The time dimension of investment makes it a <i>flow</i>. By contrast, capital is a <i>stock</i>, that is, an accumulation measurable <i>at a point</i> in time (say December 31st).</p> <p>Investment is often modeled as a function of Income and Interest rates, given by the relation <i>I = f(Y, r)</i>. An increase in income encourages higher investment, whereas a higher interest rate may discourage investment as it becomes more costly to borrow money. Even if a firm chooses to use its own funds in an investment, the interest rate represents an opportunity cost of investing those funds rather than loaning them out for interest.</p>sabrihttp://www.blogger.com/profile/17483074973787207139noreply@blogger.com0tag:blogger.com,1999:blog-8253991634591455018.post-80240198352817402952008-09-07T06:54:00.000-07:002008-12-19T13:55:21.147-08:00Business Management<h3><span class="mw-headline"><br /></span></h3> <p>The investment decision (also known as capital budgeting) is one of the fundamental decisions of business management: managers determine the investment value of the assets that a business enterprise has within its control or possession. These assets may be physical (such as buildings or machinery), intangible (such as <span class="mw-redirect">patents</span>, software, goodwill), or financial (see below). Assets are used to produce streams of revenue that often are associated with particular costs or outflows. All together, the manager must determine whether the net present value of the investment to the enterprise is positive using the marginal cost of capital that is associated with the particular area of business.</p> <p>In terms of financial assets, these are often marketable <span class="mw-redirect">securities</span> such as a company stock (an equity investment) or bonds (a debt investment). At times the goal of the investment is for producing future cash flows, while at others it may be for purposes of gaining access to more assets by establishing control or influence over the operation of a second company (the investee).</p><p><span><span>(</span>From Wikipedia, the free encyclopedia ; count.com.au)</span></p>sabrihttp://www.blogger.com/profile/17483074973787207139noreply@blogger.com0